How to put joy in your finances. I remember when I was a kid and I would make pot-holders. Did you do that too? And, I walked (alone) around our neighborhood and sold them. 1 for 25¢ and 3 for 50¢! I know…slave labor. But, that was back in the day when I could buy […]

When we begin teaching them at an early age, for the most part, it becomes routine. Kinda like brushing their teeth or combing their hair or getting dressed before they leave the house (check out ‘Does Making Your Bed Everyday Set You Up For Success?).

When we begin teaching them at an early age, for the most part, it becomes routine. Kinda like brushing their teeth or combing their hair or getting dressed before they leave the house (check out ‘Does Making Your Bed Everyday Set You Up For Success?).

3 financial mistakes most women make. Back in the day….like way back in the day, when I was a budget counselor, I met with many women. Most of them were either divorced or widowed. And, every single one was living below the poverty level. And it broke my heart. Now I had NO idea how […]

Create financial independence. Let me ask you…Wouldn’t it be wonderful if… Every single one of these are possible.  It just takes some advance planning and thought on your part.  Because in order to have future cash you have to save present cash. Advance planning. I hate to break it to you…but creating financial independence does […]

5 ways to get ahead financially. You’ve probably heard that American households are drowning in debt. The saddest part is that many are drowning without even knowing it. The average American household owes nearly $150,000 in debt across all forms of debt, including student loans, mortgages, auto loans, and credit cards. With this amount of […]

My youngest 2 kids were always on a budget of some sort. They received an allowance and from that allowance they had to give 10%, save 10%…

You worked your whole life…so that you can kick back and enjoy those ‘golden years.’ You have a list of ALL of the things you want to do…

Now, a budget is one of the most important things you can have for yourself and your family. Setting up and using a budget has many benefits.