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Learn how to stop overspending so you can save more.
DITCH THE MONEY STRESS
Retirement isn't an age...it's your bank account.
ARE YOU READY FOR RETIREMENT?
Financial freedom is different to everyone. It can mean being debt-free. Or having an abundant savings account including an emergency fund. It can mean investing your money so that it grows and grows. And it can mean that you found the joy in your money and no longer let it have the upper hand...go on and read and find out!
👩💻 You have a good job and make a good income.
💵 You get paid and all is right with the world.
💰 For a few days you are feeling so financially comfortable.
😩 But then you run out of cash and won't get paid for a few more days...
🏥 Even though you vowed this would not happen again...you throw those purchases on the card and pray that there are no emergencies.
I KNOW EXACTLY HOW YOU FEEL...
🚌 And now you are on the struggle bus because there are bills to pay, a family to feed, a car that needs gas....and you are broke!
Struggling with money is a total drag, right?
I'm a recovering broke girl who made every financial mistake in the book. I went from broke and in debt up to my eyeballs, to living my dream life...with money that works for me...without me working at all.
Whatever income we made...I spent. My husband set aside money in work retirement plans...I set aside none. Because I never thought about getting old...I would be forever young, right? (Me and Rod).
As our income increased so did your lifestyle. Bigger homes. Newer cars. Updated furniture.
We made every financial mistake in the book...and then some more...and we were in financial trouble. Big trouble.
At one point, at the age of 48, I was reading a book on money management. I got to the part that said that many people, when they retire, are so broke that they can only afford Alpo (dog food) to eat. I sat on that sofa and sobbed. Dog food? WHAT?!
That was my wake up call. I went to work. I made a plan. I established a strict budget. I paid off about $100,000 in debt. And I saved and saved and saved some more. I wanted to be the queen of cash!
Currently our money is working for us. My husband is retired and our investments pay us every month without either of us having to work one minute! (well...maybe not my husband.)
I share all of this for a reason.
Let me help you!
I just want to thank you for showing me that it's possible to reach this stage in life and still be not just viable but vibrant! So many of the things I read in your blog echo what has been in my heart for a few years. I've thought so many times that life is a book that we are constantly writing. I feel like this stage in my life is like the last section of the book and I want to make it amazing.
In your blog I see joy, inspiration, creativity, beauty, health, reflection… all anchored in faith. Yep, those are the important things -the things I want to see more balanced in my life. Don't ever doubt that you are inspiring and making a difference.
I just want to thank you for showing me that it's possible to reach this stage in life and still be not just viable but vibrant!
I’ve known her since I was 13 and even then she was crafty, making clothes and being creative. Like a fine wine she keeps getting better with age. Love her.
I am so excited to have found you and your blogs!! I don’t know if I ever told you this to your face, but you were one of the two people that I admired the most!! You’re an amazing person and just have so much knowledge and spunk! Nancy
I've know her since we were 13 and even then she was crafty.
This was such a beautiful post. Having gone through many trials in the past 3 years, it was a beautiful reminder that God is my shepherd and will never leave or forsake me. Thank you for sharing.
What a thought provoking, peace inducing article. Thank you for the insight and reminders.
That was such a beautiful post.
I really enjoy your blog. My favorite post is your craft room tour because for me that is craft room goals. Not so much in the size but just how everything is so well organized. I enjoy all your posts though and love how you share your faith and try to inspire others.
I really enjoy your blog.
Knowing how chapters can sometimes unfold messily, I wanted to create a place where I can share my own life’s journey - including all the things that I love AND all the things that I have learned. We can then fearlessly tackle this road called life....together. And hopefully the ending of YOUR story is one of victory...loaded with joy.
The overwhelm is real and it is sometimes hard to find the purpose at the end of the day, let alone feel joyful, am I right?
As a wife, mom, grandmother, blogger and business owner I know what it's like to juggle ALL. THE. THINGS. And feel like you scarcely have time for yourself.
My goal is to encourage you to rise above what happens around you and your circumstances so that you are able to choose joy...everyday.
My passion is teaching women how to become empowered with their money and finances. So that the financial overwhelm and stress can be kicked to the curb for good!
You can find out more about me and why I do what I do right HERE.
I love life and all that it has to offer. I love to laugh and have fun. I think that the glass is ALWAYS half full and very rarely empty. I Choose Joy...everyday. Because why would I want to live any other way? If you're ready to choose joy in your life, my lifestyle blog for women is for you!
Tired of not knowing about money?
Ready to learn how to save and spend?
Looking to become Financially Independent?
I know how you feel... and join a community of women who what to know about ALL things money. How to spend. How to save. And how to invest.
Count me in! LIMITED TIME! ENROLLMENT!