
Wouldn’t you love to have a debt free January? Yup! I bet you would.

Saving to buy a house? A house. A home. The American Dream…to own and not rent. To be your own boss in your humble abode. To be able to paint your walls with chalkboard paint, add new cabinets, and throw away that nasty old tub….without having to call maintenance and get permission for, well….anything. My […]

Joyful Living is a mindset. It is an attitude. It is not a sum total of all the choices that you make…

3 financial mistakes most women make. Back in the day….like way back in the day, when I was a budget counselor, I met with many women. Most of them were either divorced or widowed. And, every single one was living below the poverty level. And it broke my heart. Now I had NO idea how […]

Have you ever had an expense that you could not pay for? Maybe someone fell and broke their arm and you did not have enough money for the medical bills.

When we begin teaching them at an early age, for the most part, it becomes routine. Kinda like brushing their teeth or combing their hair or getting dressed before they leave the house (check out ‘Does Making Your Bed Everyday Set You Up For Success?).

Let’s start with the basics. What is an emergency fund? And emergency is just that…money set aside for emergencies. I know…seems so simple, right?

Some people love to go Christmas shopping and others….not so much. How about you? Where do you fit in? Do you know why you love it or why you hate it?

Do you have credit card debt? How about other debt? Wouldn’t you just love to pay off those bills, stop paying interest, and have extra cash in YOUR wallet?
More Freedom
Let your money work for you and not the other way around.
Less Stress
Financial stress is gone when your money is in order.
More Confidence
Clarity increases confidence.