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NAVIGATING LIFE'S FINANCIAL HIGHWAY...

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photographs laid out on a table | a lifetime of memories |positively jane

What do you do with a lifetime of memories? My husband and I are moving…again. I think this is our 18th move together. In the past we have made sure that our new house would have ample storage space for ‘all the things’.  You know…Christmas decorations, books, memorabilia. All the things that we have collected […]

debt to income ratio | girls counting money with calculator

Full confession…I never knew what a debt-to-income ratio was until recently. Not sure why that is…maybe it is because I have no debt. And, as retired people, our income is on the lower scale of incomes. PLUS, I am not trying to buy any new purchases that are large.

toddler grinning wildly | reclaim your joy | positively jane

Life has been pretty crazy lately, don’t you agree? There is weather. And a pandemic. And voting. And opinions. And people…

notepad with glasses, coins and bills sitting on top

Life can certainly throw you curve balls now and again. Right? Who would have thought that our country would be shut down for weeks on end. Did you?

white mug with a polar bear wearing a red and white scarf surrounded by cookies | Christmas on a Budget 2| 5 Ways To Start Saving Now | Positively Jane

Does the holiday season seem to catch you off guard…every single year, even though Christmas is December 25 EVERY YEAR?

clear glass with coins and a tiny plant growing out of the money

Budgets….what comes to mind when you read or hear that word? Do you feel a sense of freedom or do you feel restticted?

difference between happiness and joy | toddler sitting on a bench, holding a bible, and laughing hard

Happiness…joy…happiness…joy. Are they the same thing or aren’t they? What do you think?

finding joy in all things - bowl of yarn

Finding Joy in all things. ALL things? I can hear you yelling at me over the internet – ‘What?!

what does god say about joy text over a bible

Earthly and Biblical joy. Aren’t they one and the same? Isn’t joy…joy. The answer is yes…joy is joy. The difference is in what you believe.

More Freedom

Let your money work for you and not the other way around.

Less Stress

Financial stress is gone when your money is in order.

More Confidence

Clarity increases confidence.