What if money could be easy?


Use my binge-able program and step-by-step framework to build your stable financial house without the overwhelm or wasted time.


Are you (finally) ready to...

Learn how to pay off debt...one at a time?
Say YES to the things you love today AND...
Fund that retirement account...both at the same time?
Kick that money stress to the curb forever?

If you are ready to learn how to create a savings plan, pay off debt and save for for future....

Without ALL of the stress and uncertainty!

Financial Independence Society


Create a Saving Plan that aligns with your current and future goals and dreams

Pay off debt on a consistent basis

Become empowered by your money - NO more cowering in fear

I am so ready

Is money overwhelm getting the best of you?

let me help you!

Picture for a moment...

filling your retirement accounts without working 24/7.

knowing you can pay cash for college, weddings, and vacations.



NO MORE MONEY STRESS BECAUSE you are doing the right thing AND YOU HAVE A PLAN!

👩‍💻 You have a good job and make a good income. 

💵 You get paid and all is right with the world.

💰 For a few days you are feeling so financially comfortable.

😩 But then you run out of cash and won't get paid for a few more days...

🏥 Even though you vowed this would not happen again...you throw those purchases on the card and pray that there are no emergencies.


🚌 And now you are on the struggle bus because there are bills to pay, a family to feed, a car that needs gas....and you are broke!

Struggling with money is a total drag, right?

I'm a recovering broke girl who made every financial mistake in the book. I went from broke and in debt up to my eyeballs, to living my dream life...with money that works for me...without me working at all.

Whatever income we made...I spent. My husband set aside money in work retirement plans...I set aside none. Because I never thought about getting old...I would be forever young, right? (Me and Rod).

As our income increased so did your lifestyle. Bigger homes. Newer cars. Updated furniture.

We made every financial mistake in the book...and then some more...and we were in financial trouble. Big trouble.

At one point, at the age of 48, I was reading a book on money management. I got to the part that said that many people, when they retire, are so broke that they can only afford Alpo (dog food) to eat. I sat on that sofa and sobbed. Dog food? WHAT?!

That was my wake up call. I went to work. I made a plan. I established a strict budget. I paid off about $100,000 in debt. And I saved and saved and saved some more. I wanted to be the queen of cash!

Currently our money is working for us. My husband is retired and our investments pay us every month without either of us having to work one minute! (well...maybe not my husband.)

I share all of this for a reason.


I am so ready

No more hiding your head under the covers or ignoring the bills on the counter.

No more grabbing the card because your checking account is empty.

No more wondering how you are going to fund that lifestyle you dream about.

No more hand-wringing because your retirement years are looking a tad too broke.

No more trying to figure out how in the heck you can ever become debt free!

Let's get you organized and in control of your spending so YOU can be the boss!

Yes! Sign me up!

Learn how to pay off debt...fast.

Learn how to save for those emergencies.

Learn how to save for the big things like vacations, college or weddings.

Learn how to capture the magic of compound growth - so your money makes money while you sleep.

Learn how to put the joy back in your finances.

You CAN pay off debt and build that savings account. For that financial security and peace of mind that you crave!

picture this for a sec...

👉🏻 You wake up in the morning and realize that pay day is tomorrow and you still have tons of money left over from your last paycheck...

👉🏻 Instead of avoiding your bank account balance,
you eagerly check to see how much 'extra' money you have....

👉🏻 As a result of the 'extra', you book that family vacation that you have always dreamed of going on, but never thought possible...

👉🏻 You get ready for your day in your newly renovated bathroom, that you paid cash for...

👉🏻 You hop in your newer car, stop for a yummy latte, head to the mall for some vacation clothes for you and the fam, and meet a friend for lunch at an upscale restaurant...all without hesitating, guilt, and wondering if you are doing the right thing.

👉🏻 And, at bedtime, when you pull those covers up to your chin you think...And I haven't even gotten paid yet this week. You fall asleep with a smile on your face. Satisfied, content and full of joy! Because you cracked the code too!


A step-by-step program for women who want to figure out and know how to create financial freedom and independence!

Financial Independence Society© is the only coaching program of its kind. It begins with a financial program that is tailored to YOUR own personal financial needs and desires.

The program shows you exactly what steps to take to get your finances in order, gives you the resources you need to help you create financial wealth and freedom AND includes a 'Let's Begin' coaching call to get you on track and keep you on track.

Jane is one of the best instructors out there. I went from knowing nothing to putting a plan in place; and now my husband will retire 5 years earlier than expected. Thanks SO much Jane.

-Annette S.

Before I Tell You About This Life-Changing Program, Let's Talk About
Who This Is Really For....

You are tired of hiding under the covers because you are afraid to take a look at your money.

You are tired of living paycheck-to-paycheck which means you have no money for anything fun.

You are tired of debt sucking up all of your hard earned money.

You are tired of saying NO to traveling, decorating, and all of the fun things in life!

Discovered how to save more money than you ever imagined so that you can pay off debt, save for vacations or invest!

Learned how to put a plan in place which takes into consideration how you want to live today AND how you want to live when you get older.

Expertly figured out how much money you need for retirement (rather than retiring and wondering how you are going to live).

Cracked the money code which gives you freedom to spend, save and invest...so that you can live a financially joyful life.

Become a member of a society of women who are so dang Money smart. Money savvy. And...Money secure.

Learned how to kick self-limiting beliefs about money to the curb forever. You deserve to have money AND live your dream life....don't let your mind tell you anything different.

By the end of this program,

you will have:


This isn't some distant thought or dream...

It's a list of actual freedoms that my clients have experienced once we put this plan in place and worked their plan.

this is your invitation

to become part of a society.

A society of women ready to become financially smart, savvy, and secure.

A place for you to figure it all out.

FIS is a proven framework that will help you achieve the financial freedom and independence that you crave and desire.


I used these same principles to become financially independent, and.....

When I was a budget counselor, I taught hundreds of ladies those same principles.

Why FIS?


How does this sound...

you Have the freedom to live life on your terms, not someone else's.

you can Travel whenever and where ever you would like, knowing you have the money to do so.

you know that your money is growing every day and you will never run out.


you can kick that FINANCIAL self-doubt to the curb forever because you now have a plan!

Enroll in the Financial Independence Society® Program Today



(Payment Plan Available)

Tired of being left out all the fun? Want to learn how to manage your own financial destiny?

so, Isn't it time we break into the 'good ole' boys network' and establish a society of our own?

Imagine having enough money to retire early and do what you want.

What would it mean for you, your money stress, and your financial independence?

Knowing that your money is growing and you aren't working an extra minute to make that happen

Being able to do what you want, when you want, and have fun while you are doing it.

Being able to make your own wise financial decisions because you are smart and in the know!

Knowing you are on the right track for the financial freedom you crave.

Yes! Please!

The Financial Independence Society Program includes coaching sessions PLUS, at no additional charge, the complete self-paced digital course & tools.

You will have an opportunity to look inside yourself and find out what your beliefs about money. So that you can eliminate the ones that do not serve you well.

You will dream...and dream BIG! And then put a plan in place so you can reach those dreams.

You will analyze your current income and spending habits and then determine where your priorities are. Those priorities will get you to your goals faster!

You will put a personal plan in place that is your ticket to debt freedom, saving and living a financially stress free life!

What would happen if you started paying attention to your finances?

Like in actually knowing and understanding?

WHAT if you broke into the 'good ole' boys' network and became a force of your own? Someone who knows and understands.

Imagine this realIty...

Your morning routine involves stopping at Starbucks for your favorite latte...because lattes are in your budget.

Your bills are being paid on time...and automatically — NO more late fees.

You know exactly where your money is being spent.

You know you are on track to have the cash to pay for weddings or college for your kids. 

Those dream vacations are a reality.

And, all the while, you know that you are on track to have the financial freedom and independence that you so crave.

Your money is working for you...and you will have the income that you desire when you are no longer working because... your money is working instead.

...it all starts with you making a decision that will change the path of your whole life!

Because you know what....

Rather than wondering where your money went, you will learn how to be intentional about your spending. You will lay out your financial dreams and figure out how you can meet those dreams. 

You will become a part of a society of women who know. Who understand. Who are excited. Who know that they are on the right financial path that takes them from where they are now...to where they want to be!


EVEN IF YOU CAN'T FULLY VISUALIZE THIS RIGHT NOW, it doesn't mean it won't happen.

i know it can. because i have seen it.

The key is showing up and dreaming.

And, as you dream, assigning dollars to your dreams. After that, turning those dreams into reality.

And letting me help you figure it ALL out. Let me help you put a plan in place - YOUR plan that we figure out TOGETHER!



here's everything you get...

40+ video lessons, each representing a different topic. The course is designed as a step-by-step program to walk you through your first steps to your last steps. Short, easy to understand videos in EVERY lesson! (Value $697)

Financial Independence Society Online Course

Over 120 pages of financial planning. Including your 'Financial Progress' Tracker, goal worksheets including a 'Dream' goal worksheet. And so much more. Updated and emailed to you every December for the new year. (Value $197)

Financial Independence Society Workbook

A Money Map where you can compare how much you make, your expenses, and your dream life. Your future dream life and your current dream life. You will then have what you need in order to tell your money what to do so you can reach those dreams.

Debt Pay-Off Worksheets show you how you can pay off your debt quickly using the Debt Snowball method.

Dream Lifestyle Worksheets help you visualize how much money you need in order for those dreams to become a reality.

And so much more! (Value $497)

10+ Calculator Worksheets with How-to Videos

plus... these bonuses!

Thinking about buying a home but not sure if you should or can afford it?
This Comprehensive Bonus includes videos comparing renting vs. buying, including a very successful loan officer explaining the loan process, what you need, and what you should look out for and how much money you need at the closing table.
Comprehensive house buying guides in PDF format plus House Hunting Worksheets to help can keep track of what houses you saw and which ones you love, complete with a ranking system. (Value $250)

Can I Afford A Home?

When looking at your financial health, are credit cards a good idea? Is all of that interest that you pay worth the travel awards? And in-depth look at the pros and cons. (Value $47)

Are Credit Cards a Good Idea?

inside the course...

Take a look into the journey that will completely transform your life...

Independence + Mindset

Understand what financial independence means

What do you think about money + What beliefs are holding you back


Introduction to Money + Create a Money Journal


Let's get the financial facts out of the way

Define your best life now AND your future dream life

Why goals are important when dreaming

Setting goals and keeping them

Creating Your Best Life


How much money comes in and goes out

How much do owe vs own

Finding joy when creating a budget (money-map)

What does financial freedom look like to you

Finding Out Your Numbers


Start your emergency fund

Learn how to save for multiple things at one time

Create a savings plan from actual cash in and out

Find those healthy spending habits

Learn how to fix a negative budget

Your Savings Plan


Determine your minimum savings for investing

Put your debt payoff plan in place

How to fund your 'nest egg'

Find out how money you really need when you retire

Automate your bill paying

Introduction to Investing

Creating Wealth


Make sure you have the correct insurance

Where to store your important documents in case of an emergency

Putting a will and/or trust together

How to find your credit score + How to fix a low score

What does God say about money?



Single, married, divorced, kids? A separate 'you got this' lesson just for you!

Find out what the most common financial mistakes most women make

All the Ladies

Plus SO MUCH more!

Take a peek inside the course!

Financial Independence Society® Course

(A $1,888 Value)

All the tools you need showing you EVERYTHING you need to do to get your finances in order, make a plan, and turn your financial future into one of your dreams. You will lay down the foundation that you need to create YOUR wealth plan so you can handle your finances with confidence. (Value $897)

Worksheets  and calculators that will help you put your thoughts on paper so that you can figure out YOUR financial journey, create a plan, and stay on the path. (Value $497)

The Financial Independence Society Workbook includes an opportunity for you to format your dreams and goals, take a look at what worked and what did not, habit trackers, monthly assessment worksheets, and more. Over 150 pages of goodness. (Value $197)

PLUS ALL the bonuses

You'll be given access to all of the modules all at once. This course is a 'go at your own pace' program. But, keep in mind that the sooner you can implement your financial strategies, the sooner your money can be working for YOU. My motto -

Don't Delay, Start Today!


7+ Modules

5-8 lessons in each module

over 40 videos

explaining each lesson

PDF worksheets

to enhance the lessons


to find all your numbers

get started for $59



It is a WIN for you...let me help YOU get started on your 'in control' financial journey today!

A budget is a girl's best friend! 
A budget = Financial Freedom

Through the years, I learned that the most significant area of stress in the lives of the women I meet is finances. How to earn money, how to spend money, and how to save money. How to become financially independent. You know...


As I navigated my own financial journey, I had a lot of mind trash to figure out. What did I really think about money?  Did I feel that I deserved it? And, did I really believe that money would buy me happiness? Why was I afraid of it?

While I was in the middle of my own financial mess I came up with a plan. A plan that would secure my financial future. And, I will teach you this same plan. The same plan I taught my ladies when I was a budget counselor.

My mission is to help you my students and clients learn how to experience joy in their financial life. To embrace a budget as a friend. Because a budget is just a map that gets you from where you are to where you want to be. So, I call it a Money Map.

My Money Map enabled me to reach my goals faster, save for those all important things like vacations, college and weddings.

But, most importantly, my Money Map allows me to live a life of freedom. Freedom from overwhelm and stress - because I KNOW that I am doing it the right way - the smart way.

I want to help YOU get your finances in order so that you too can live life on YOUR terms.

Have questions? Let me help.

This course IS for you if:

It's NOT for you if:

You're tired of feeling broke, unorganized, stuck and frustrated.

You're tired of not knowing where your money goes.

You're ready to learn how to become financially independent.

You're ready to stop making excuses and will (finally) put a small amount of time and into your financial future.

You're ready to figure out your dream life...and get there.

You want to retire in style...and not broke.

Getting your finances in order is a HIGH priority FOR YOU THIS YEAR.

Things are looking good in your financial present and future.

You're looking for a 'quick fix'.

You aren't willing to  make changes in your spending or do the work required to help you figure it out.

You would rather figure it out on your own and hope that it all works out.

You would rather spend all of your money and not save some of it.

You don't really care about your financial future.

Getting your finances in order is on the bottom of your to-do list.

Is Financial Independence Society Right For You?


Will you be on your way to debt freedom? (Or will those interest rates and minimums keep stealing from the things you want today?)

Will your financial future become any brighter? (Or do you just see the same old stuff down the road?)

Will your money overwhelm and stress go away? (Or will that monkey be sitting your shoulders a year from now?)

Will your feelings of insecurity and not being able to measure up be banished for good? (Or will you still look in the mirror and wonder why YOU can never do fun things too?)

Will the living paycheck-to-paycheck cycle stop? (Or will you still be broke 3 days before payday?)

Will you be able to retire and have money in the bank that will give you the lifestyle that you want? (Or will you be living on Social Security because you DID get older and didn't save when you are younger?)

And...one last question...

Let me ask you...what will happen if you don't start now?

If you have a $5000 in credit card debt, with a 26% interest rate (average rate) and only pay the minimums...you are paying $1300 a year in interest. You are spending todays money on things that you bought or consumed last year!

If you take that same $1300 in interest and invest it, in 30 years you could have over $20,000.

So, let me ask you...wouldn't you rather earn and NOT pay?!

Earn interest and not pay interest.

Save for multiple things at once
AND still have money to buy the things you love today.

Pay off debt fast.

Create a plan based on YOUR dreams and goals. This plan will end that paycheck-to-paycheck cycle once and for all!

Get on the path, and stay on the path, towards your financial future that is filled with joy, abundance, and independence.

Are you worried about the cost of the program?

So....let me teach you how to...

You'll be backed by a 365-day risk-free guarantee. Yup, you can try it out for a whole year... that's 365 days, risk-free.

Aren't you tired of buying programs and spreadsheets and books that just don't get you from where you are to where you want to be? You know...the ones that leave you more confused than before you started?

My 365-day guarantee reflects this commitment.

Follow the entire program, implement all the strategies and tools, including the initial coaching session...and, if after 365 days, you do not feel you are more in control of your finances, we will grant you a full refund.

All you have to do is reach out to me, show me that you have put in the work, and you will receive a refund.

Get the details here.

This community is filled with helpful motivated women, who are taking control of their finances, just like you. When you join, you will be part of this special group. This society.

Let me say this up front...

Let me ask you...

Financial Independence Society® is the most comprehensive step-by-step implementation financial program for women who are ready and COMMITTED to get their finances in order and create the financial independence that they desire.

Frequently Asked Questions

How does this all work?

After you purchase the DIY course or the Coaching Program, you'll get instant access to every lesson and bonuses in the course. That way you can begin as soon as you're ready. The entire course is self-paced so you can watch the videos and do the assignments at your own pace. Whatever works best for you.

When purchasing the Coaching Program you receive 1 30-minute kick-off coaching session with Jane. Your session must be booked and completed within 30 days of purchasing the Program. You can book this session via the Positively Jane Calendar. The link will be included in your Welcome email.

You also receive the FIS course and all bonuses at no additional charge!

How long will it take to go through the course?

That is hard to say. It really depends on how much time you put into it every day. It is a very robust course and some of the strategies that you need to complete may take time. Establishing a budget (money-map) and getting on your feet financially will not happen overnight. You will be given all the tools you need to complete the course and experience success!

How long do I have access to the course? Will it expire?

This program gives you lifetime access! You will always have access to the content, so if you join now, it's yours forever. And, as I add more bonuses, the price will go up...but you are locked in forever, at no additional cost to you.

How is the content delivered?

The content is delivered in multiple ways to speak to your learning style. You can watch the videos, download the audio content, and download the transcript. PDF documents and worksheets are also included for most lessons to enhance your learning. Excel spreadsheets (and Google Sheets) are also included with corresponding how-to videos. There are multiple ways for you to learn.

How do I know that this course will work and can create wealth?

All of the information and strategies in the Financial Independence Society® work. But, as with most things, it is up to you. You need to put in the time, and make sure that you are setting aside money for saving and investing. This means that you might need to make a few lifestyle adjustments today... to achieve your dreams of tomorrow.

I don't know anything about finance?

Oh my gosh! This course is perfect for you. It starts at the very beginning of money and walks you step-by-step through figuring out your income, your expenses, and how to then set up a budget, or money map, that will reflect your personal financial goals. It is not a one-size-fits-all course. Everyone is different..and you get to decide.

Do I have to have budget? I hate being told no.

I get it. I really do. You will learn that a budget is your best friend. Once you determine your future dreams and goals and budget will help you put those plans into action. You will use the budget as a guide to get you where you want to be. How you utilize the budget is up to you. It all comes down to your own personal short-term and long-term financial dreams.

What if I don't have debt to pay off?

Kudos to you for being debt free! Paying off debt is a small portion of this course. Creating a savings plan to fund your future and live life on YOUR terms...is the main focus of this course! You know - your financial independence!

What type of budgeting system to you teach?

I teach a Zero-Based budget. Meaning that every dollar that comes in is accounted for. And, once you are paying off debt and have extra money - you will learn how to save for the big things. I will also touch base on investing and why it is important.

Do you teach about investing?

There is an Investing 101 lesson included in the course. This lesson goes over your basic investing options. FIS chooses to invest in the stock market. Easy entry and great rewards if you do it correctly!

You will also have an opportunity to purchase my 'Investing for Freedom' course at a DEEP discount when you enroll in the Coaching Program or purchase the course alone. Investing for Freedom takes a deep dive into the stock market and teaches you how to begin investing in an easy to understand and step-by-step course.

Here's the honest truth...

Your thoughts and actions got you to where you are today.

You've done the best you can with what you know, and that's just so perfect!

and you don't have to do it alone!

Now it's time for you to take charge of your life and finances.
Time for you to create the belief system to achieve your ideal life...you know, the one you dream about.

go on and jump in...

There is no better time than NOW!



Financial Independence Society® Coaching Program

(A $4,777 Value)

All the tools you need showing you EVERYTHING you need to do to get your finances in order, make a plan, and turn your financial future into one of your dreams. You will lay down the foundation that you need to create YOUR wealth plan so you can handle your finances with confidence. (Value $697)

Worksheets  and calculators that will help you put your thoughts on paper so that you can figure out YOUR financial journey, create a plan, and stay on the path. (Value $497)

The Financial Independence Society Workbook includes an opportunity for you to format your dreams and goals, take a look at what worked and what did not, habit trackers, monthly assessment worksheets, and more. Over 150 pages of goodness. (Value $197)

PLUS ALL the bonuses

1 30-minute coaching session kick-off session. This session will help you get started on your own personal plan!  (Value $200)


Included at no extra cost - FIS Course & Tools

Enroll in the Financial Independence Society® Program Today



(Payment Plan Available)

If you've made it this far...

You owe it to yourself to consider...

visualize your life when you are older...

How this will change your life


YOU'RE FREE to live life on your terms, earning money without having to work an extra minute


YOU'VE LEARNED TO NAVIGATE the crooked path of finances and money and now are so dang smart and savvy


YOU LOVE BEING part of a society of women who get it done and get it done right


Jane knows what she is talking about. Have you heard HER story?
The one that took her from living in a 2-man tent to living on a lake?

If she can do that for herself...I KNOW she can help me too!

Sue B.

Ok, I'm in!


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