Smart Money and Budgeting Resources for Women | Positively Jane

Many years ago I decided that it was time that I bossed my money around….and not the other way around. I figured out how to, not only create a budget, but to stay within it’s guidelines too!

Now, money is a great thing to have. Money allows you to live indoors and have food on the table. Money is a commodity for for a vacation. Or a car. Or a house. But what happens when the money runs out? Or you lose your job? Then what?

I have lived with money...and without. During 1 period of 15 months we did not receive a paycheck. AND for 8ish years we only got paid 4 times a year. Talk about becoming the budgeting queen!

Managing money became a passion of mine. I used to be a budget counselor. I helped many people figure out their finances, save and stay on track while on a budget. I taught my kids, when they were little, how to stay on a budget. A habit that they keep with them today.


Budgets & Money

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metal cash box with dollar bills stacked inside

A sinking fund is a strategy, by way of you setting aside money each month, to save for future expenses. Like a vacation, new to you car, or an emergency fund.

Did you know that most Americans spend more than they earn?
Yup. 40% of people spend their future earnings. They borrow from their future for the present.

paper envelope with dollar bills coming out of it.

Funny thing about cash. You either love it or you hate it. The biggest thing about cash is this: You can’t spend more than you have. Have you noticed that too?

woman handing $10 to a little girl

Have YOU ever wondered why some kids are so careful with their spending? Why do some kids save and plan for their future? And then others are so far in debt, that even at such a young age, they are unsure if they will ever climb out of the pit?

notepad with glasses, coins and bills sitting on top

Life can certainly throw you curve balls now and again. Right? Who would have thought that our country would be shut down for weeks on end. Did you?

Some people love to go Christmas shopping and others….not so much. How about you? Where do you fit in? Do you know why you love it or why you hate it?

Do you remember when you got your 1st checking account? I remember mine for sure! It was a big deal on many levels. 1st – I had money to put in the checking account…

Does Christmas seem to sneak up on you every year? You know that it is always December 25th….but for some reason you are never prepared! The decorating, the shopping and the money…..they all stress you out.

First, in order for kids to have a budget they need to have money. And, since last I looked, they can’t go to work until they are 15.

Sometimes (or should I say most times) I think life is funny. Not in a ‘haha’ sort of way. More like in a…. ‘whoa, that is interesting’ kind of way. Have

I don’t know about you, but I am always looking for ways to save money each month. There are so many benefits to saving money.

Does the word budget make you sweat? Or make you squirm in your seat? Or maybe bring out the fight in you? Whenever my husband would ask me about money (where it went, how much was left, did I save any)…

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Hey there! I'm Jane!

Welcome to Positively Jane!

I love life and all that it has to offer. I love to laugh and have fun. I believe  that the glass is ALWAYS half full and very rarely empty. I encourage women to Choose Joy...everyday. Because why would you want to live any other way?

Through the years, after a whole lot of trial and error, I have found things that I just LOVE. And, since I love them so much I thought you might to love them too. So...what are you waiting for?

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