Smart Money and Budgeting Resources for Women | Positively Jane

Many years ago I decided that it was time that I bossed my money around….and not the other way around. I figured out how to, not only create a budget, but to stay within it’s guidelines too!

Now, money is a great thing to have. Money allows you to live indoors and have food on the table. Money is a commodity for for a vacation. Or a car. Or a house. But what happens when the money runs out? Or you lose your job? Then what?

I have lived with money...and without. During 1 period of 15 months we did not receive a paycheck. AND for 8ish years we only got paid 4 times a year. Talk about becoming the budgeting queen!

Managing money became a passion of mine. I used to be a budget counselor. I helped many people figure out their finances, save and stay on track while on a budget. I taught my kids, when they were little, how to stay on a budget. A habit that they keep with them today.


Budgets & Money

You have nothing to lose, and everything to gain - ready to learn a thing or two? I KNOW I can help you too.




Get your spending under control with these

Beginning Budget Pages

Wouldn't YOU like to be in control?


Grab these

Budgets & Money Freebies

40 Ways to Save Money...NOW

Easy Budget Planner

girl holding a fan of money in front of her face | purpose of a budget

The purpose of a budget…is an opportunity for you to plan ahead financially, create and organize your financial goals, and track your spending habits. ALL of this happens so that you can improve your financial situation.

10 tips to managing a house hold budget | woman sitting on a bench drinking coffee with notebooks on her lap

A budget is a plan for YOU to tell your money where to go…rather than your money bossing you around. In order for that to happen you need to establish a budget based on your income and your spending

house in the middle of a corn field

A house. A home. The American Dream…to own and not rent. To be your own boss in your humble abode. To be able to paint your walls with chalkboard paint, add new cabinets, and throw away that nasty old tub….without having to call maintenance and get permission for, well….anything. My 2 youngest children are married […]

girl sittin at desk doing her budget

Are you struggling with your household budget? Sometimes it is hard trying to save money when you know that everyone will need new shoes for school or your refrigerator needs repaired, right? I know exactly how you feel. So, I put together this list for you. 1. Track your spending habits. Before you can establish […]

What do I do now after college graduation? How to be an adult.

So, how do you manage money as a college graduate? How do you pay off all of that debt? Save and start a life?

pink rain boots sitting next to a pink umbrella in the rain. emergency fund

What are the benefits of an emergency fund? Have you ever had an expense that you could not pay for? Maybe someone fell and broke their arm and you did not have enough money for the medical bills. Or maybe your refrigerator needed repaired and you did not have the money to pay for the […]

hands resting on top of a wallet. Holding money and counting it

Let’s start with the basics. What is an emergency fund? And emergency is just that…money set aside for emergencies. I know…seems so simple, right?

woman looking at her phone with a very surprised and excited look on her face

A friend of mine sent a text the other day. It was the 2 year anniversary of her husband’s death and she said she missed him more each day. She also said ‘Be prepared.’

refrigerator with magnets on it

Have you ever had an expense that you could not pay for? Maybe someone fell and broke their arm and you did not have enough money for the medical bills.

image of a debt free January workbook

Wouldn’t you love to have a debt free January? Yup! I bet you would.

clear glass with coins and a tiny plant growing out of the money

Budgets….what comes to mind when you read or hear that word? Do you feel a sense of freedom or do you feel restticted?

metal cash box with dollar bills stacked inside

A sinking fund is a strategy, by way of you setting aside money each month, to save for future expenses. Like a vacation, new to you car, or an emergency fund.

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Hey there! I'm Jane!

Welcome to Positively Jane!

I love life and all that it has to offer. I love to laugh and have fun. I believe  that the glass is ALWAYS half full and very rarely empty. I encourage women to Choose Joy...everyday. Because why would you want to live any other way?

Through the years, after a whole lot of trial and error, I have found things that I just LOVE. And, since I love them so much I thought you might to love them too. So...what are you waiting for?

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