Many years ago I decided that it was time that I bossed my money around….and not the other way around. I figured out how to, not only create a budget, but to stay within it’s guidelines too!
Now, money is a great thing to have. Money allows you to live indoors and have food on the table. Money is a commodity for trading...money for a vacation. Or a car. Or a house. But what happens when the money runs out? Or you lose your job? Then what?
I have lived with money...and without. During 1 period of 15 months we did not receive a paycheck. AND for 8ish years we only got paid 4 times a year. Talk about becoming the budgeting queen!
Managing money became a passion of mine. I used to be a budget counselor. I helped many people figure out their finances, save and stay on track while on a budget. I taught my kids, when they were little, how to stay on a budget. A habit that they keep with them today.
Budgets & Money
Get your spending under control with these
Beginning Budget Pages
Wouldn't YOU like to be in control?
The purpose of a budget…is an opportunity for you to plan ahead financially, create and organize your financial goals, and track your spending habits. ALL of this happens so that you can improve your financial situation.
A budget is a plan for YOU to tell your money where to go…rather than your money bossing you around. In order for that to happen you need to establish a budget based on your income and your spending
A house. A home. The American Dream…to own and not rent. To be your own boss in your humble abode. To be able to paint your walls with chalkboard paint, add new cabinets, and throw away that nasty old tub….without having to call maintenance and get permission for, well….anything. My 2 youngest children are married […]
Are you struggling with your household budget? Sometimes it is hard trying to save money when you know that everyone will need new shoes for school or your refrigerator needs repaired, right? I know exactly how you feel. So, I put together this list for you. 1. Track your spending habits. Before you can establish […]
So, how do you manage money as a college graduate? How do you pay off all of that debt? Save and start a life?
What are the benefits of an emergency fund? Have you ever had an expense that you could not pay for? Maybe someone fell and broke their arm and you did not have enough money for the medical bills. Or maybe your refrigerator needed repaired and you did not have the money to pay for the […]
Let’s start with the basics. What is an emergency fund? And emergency is just that…money set aside for emergencies. I know…seems so simple, right?
A friend of mine sent a text the other day. It was the 2 year anniversary of her husband’s death and she said she missed him more each day. She also said ‘Be prepared.’
Have you ever had an expense that you could not pay for? Maybe someone fell and broke their arm and you did not have enough money for the medical bills.
Wouldn’t you love to have a debt free January? Yup! I bet you would.
Budgets….what comes to mind when you read or hear that word? Do you feel a sense of freedom or do you feel restticted?
A sinking fund is a strategy, by way of you setting aside money each month, to save for future expenses. Like a vacation, new to you car, or an emergency fund.
Through the years, after a whole lot of trial and error, I have found things that I just LOVE. And, since I love them so much I thought you might to love them too. So...what are you waiting for?
Tools to help you feel young..er
Non-toxic items for your home
ALL my faves in one place
From shoes to hats to skirts...